Monthly Archives: April 2014

Causes for Concern

One of the best businesses to be in is predicting disaster and selling books or newsletters telling people how to overcome the next cataclysmic decline in civilization. Thousands of investors missed the greatest bull market in history because they were … Continue reading

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The Dangers of Instinctive Investing

You’ve probably read about behavioral finance research. The conclusion is generally the same, no matter what aspect of our decision-making is being probed: the human mind is hard-wired to process information in certain ways which were extremely helpful when the … Continue reading

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Crisis Over?

Remember Greece? As in: “the nation that can’t pay the interest on its government bonds, and will almost certainly default and take down the entire European Union banking system with it?” Or: “the nation that all the ‘experts’ predict will … Continue reading

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Your Itemized Tax Receipt

Now that your tax money is in the hands of Uncle Sam, what will he do with it? How will the government allocate your contribution to the overall budget? Your Social Security payments are easy; they go to pay Social … Continue reading

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Cautious Pessimism

The U.S. stock market reported very modest gains in the first quarter of the year, and it was actually uncertain until the final trading day whether the quarterly returns would be slightly positive or negative. In the end, the Wilshire … Continue reading

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Pros and Cons of Bond Exchange Traded Funds (ETF)

Bond ETFs have transformed the landscape of fixed income funds for investors. Consumers use bond funds as a way to diversify their fixed income exposure, similar to equities and mutual funds.¬†This is very easy and inexpensive to do, however, there … Continue reading

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Complex Conversion Calculations

Chances are, you know about Roth IRAs and what makes them special.¬† Any contributions you make are taxable, and if you convert all or part of a traditional IRA to a Roth, you have to pay taxes at your ordinary … Continue reading

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