Monthly Archives: August 2015

What is the Fiduciary Duty of a Board of Directors?

As a fee-only financial planner, it is widely understood that we have a fiduciary duty to our clients. But did you know that this duty extends far beyond the client relationship into other areas of our professional lives? Take for … Continue reading

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What you should know about Brokered CD’s

Brokered CDs can have advantages over traditional CDs that are purchased directly from banks or credit unions; however it is crucial to go into this type of investment with eyes wide open so that you are aware of both the … Continue reading

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Services Abound at Financial Fiduciaries

From the Desk of Charlie McCullough I write this post after an appointment with my advisor at Financial Fiduciaries. We just finished discussing my daughter, Ava’s 525 plan, which you might remember me discussing in a past newsletter article. Even … Continue reading

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Social Security Claiming Strategies – What You Need to Know.

Studies have shown that proper Social Security claiming, optimal tax efficiency in drawing on tax deferred accounts and proper asset location can amount to a person having as much as 50% more money available to them in retirement.  Determining an … Continue reading

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What Lies Ahead for the Market?

The simple answer to this question is, no one knows.  And trying to make good long-term investment decisions based upon what you may think is going to happen is foolhardy, as the cost of being wrong is usually greater than … Continue reading

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When was the Last Time You Reviewed Your Estate Plan?

Estate planning is hardly on anyone’s list of “fun things to do.” To some it is seen as a necessary evil, while others just want to ignore the idea that someday they will not be able to make decisions regarding … Continue reading

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