Monthly Archives: December 2016

Starting January 1, we will be converting to the Clearwater reporting system for all of our insurance clients. In this time of transition, Financial Fiduciaries will support clients by providing any necessary staff with training to access any needed information. … Continue reading →

At Financial Fiduciaries, our number one concern is helping our clients make the most informed decisions about their financial matters. With this in mind, we always look for ways to advocate for them with regard to regulatory concerns. We look … Continue reading →

The 2016 Presidential election will surely go down in history as one of the most volatile, yet ground breaking events of the new millennium. We saw history in the making with the first female candidate for President and the first … Continue reading →

The end of the year also means it is time to pay out any realized capital gains from the past year. If you have an IRA or other vehicle with preferable tax implications this is probably a non-event for you, … Continue reading →

Over the past several years, low-interest rates have made Certificates of Deposit a less than popular investment tool. The low returns and slow growth have proven particularly troublesome for some investors. The rate hike in December could bolster CD returns … Continue reading →

Over the past several years, the financial services industry has been plagued with fraud cases. From Ponzi schemes to embezzlement and fraud, investors have a lack of trust in the people in charge of their investments. When it comes to … Continue reading →

Anybody who was surprised that the Federal Reserve Board decided to raise its benchmark interest rate this week probably wasn’t paying attention.  The U.S. economy is humming along, the stock market is booming and the unemployment rate has fallen faster … Continue reading →

It was initially considered something of a big deal when, on November 30, the Organization of Petroleum Exporting Countries (OPEC) ended years of squabbling and mutual frustration by announcing that their members would cut oil production in the coming year … Continue reading →

Surely one of the most curious–and potentially costly–monetary experiments is taking place right now in India, where Prime Minister Narendra Modi abruptly decided—without warning—that the 500- and 1,000-rupee notes in circulation were no longer valid currency, effectively turning 86% of … Continue reading →

We look at the unemployment statistics in the newspaper and see a blended picture of all Americans.  Currently, we are told, 4.6% of Americans who are looking for a job are unable to find one.  But what is the figure … Continue reading →